This 6-Day Savings Challenge Is Going Viral By Making People Richer
Not all of us are born to be organizational wizards, but if you want to get ahead with your money, you’ve got to get it under your control. It’s the only way you’ll get any of the big stuff done, such as paying off debt, taking a real vacation, buying a house or saving for retirement.
We get it, though. Not all of us keep everything neatly filed, color-coded, alphabetized and prioritized. And you don’t have to be.
Here are seven things you can do — in seven days — to get your finances under control:
Day 1: Get Paid Up to $83 Every Time You Win Playing Bingo
We all have our go-to time-killers on our phones. But this one actually gives you the chance to win up to $83 every time you play.
It’s a free app called Bingo Cash, and right now, you could octuple your money — as in 8x — when you play. When you add $10 to your account, Bingo Cash will give you a $5 bonus to use toward tournaments, where you could win up to $83.
You’ll compete against other players at your skill level, all using the same board, and the top three players can win real money — anywhere from $1 to $83.
And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and over 15,000 ratings, averaging 4.7 stars (out of 5).
Want to see if you could turn your $10 deposit into $83 in winnings? Just download the free app and start playing your first game immediately.
Day 2: Slash Your Cell Phone Bill By $450/Year and Keep Your Great Service
Did you know you don’t need to pay big network prices to use your phone on the best network in the country?
A cell phone carrier called Twigby lets you keep your phone and only pay for the data you need on the best nationwide network (we did some digging — it’s Verizon).
Yep, you can use your phone for as little as $6.75 a month and save hundreds of dollars on your bill. And if you need to up your data in the middle of the month, you’ll only pay the difference in plan prices — instead of those hefty overage fees.
Twigby makes it really easy to switch, too. And don’t worry — you get to keep your phone number. When you sign up for a contract-free plan, they’ll send you a new SIM card in two days. All you have to do is pop it into your phone and you’ll be running on the best network in the U.S., for less. Need more lines? You can add up to 10 lines to your account and choose exactly what you want for each.
And if you have any questions or need someone to walk you through it all, they have their own U.S.-based customer service team available to chat with you.
So, if you’re ready to keep your top-quality cell phone service but lose the expensive monthly payment, make the simple switch to Twigby.
Day 3: Cancel Your Car Insurance
Here’s the thing: your current car insurance company is probably overcharging you. But don’t waste your time hopping around to different insurance companies looking for a better deal.
Use a website called EverQuote to see all your options at once.
EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you.
Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.
Day 4: Earn up to $83 Every Time You Win This Viral Game
Lots of us already play Solitaire on our phones for fun. Want to see if you can win money at it?
A free app called Solitaire Cash lets you play for real money — up to $83 per win.
For each game of Solitaire, you’ll compete against at least five other players. Everyone gets the same deck, so it’s all about skill. The top three players can win real money.
You can play free practice games or enter tournaments for as little as $1. Right now, Solitaire Cash will give you a $5 bonus to use toward tournaments when you add $10 to your account.
And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).
Want to see how much you could win? You can start playing right now to find out. Download the free app and get your $5 bonus when you add $10.
Day 5: Get Paid $225/Month While Watching Movie Previews
If we told you that you could get paid while watching videos on your computer, you’d probably laugh.
It’s too good to be true, right?
But we’re serious. By signing up for a free account with InboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.
No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.
Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.
Signing up takes about one minute, and you’ll immediately receive a $5 bonus to get you started.
Day 6: Ask This Website to Pay Your Credit Card Bills This Month
Every month, you make payments toward your credit card debt. But you never seem to make a dent. It’s because of those sky-high interest rates — as much as 24% interest. It can feel impossible to get ahead.
But MoneyLion could help you find offers to cut your interest rate by 70% as soon as tomorrow.
Here’s how it works: MoneyLion can match you with new loan offers at a lower interest rate — as low as 5.20% APR*. That’s 70%* lower than the average credit card interest rate. And it’s the key to finally getting ahead.
You can use this new loan to pay off all your existing credit card debt, leaving you with one (cheaper) monthly payment that will help you get out of debt faster.
If you have a credit score of at least 620, you could get up to $100,000. With no collateral. And terms go up to 144 months.
Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70%.
*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/24, according to Forbes Advisor’s weekly credit card rates report.
1According to a GOBankingRates savings survey
2Round Ups automatically round up debit card purchases to the nearest dollar and transfers the round up from your Chime Spending Account to into your savings account. Save When I Get Paid automatically transfers 10% of your direct deposits of $500 or more into your savings account.
*Investing involves risk. Performance not guaranteed.
*Based on October 20, 2021 Bankrate.com weekly national average interest rate for savings accounts survey of 0.06% APY
**Annual Percentage Yield effective as of 9/1/2020 and subject to change. 3.00% APY available on all Auto-Save balances. Maximum contributions of up to $1,000 per month for paycheck Auto-Save and no maximum contribution for card Auto-Save. 1.00% APY available on Save balances up to $5,000, up to $25,000 with a qualifying paycheck direct deposit.