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A woman looks at the back of her credit card while she types on her laptop.
Credit Card Churning: A Smart Way to Earn Bonuses — or a Risky Game? by The Penny Hoarder Staff

Essentials
The 7 Best Cash Back Rewards Credit Cards to Earn Money While You Spend for April 2025
A man with a beard places two credit cards over his eyes.
The 7 Best Rewards Credit Cards to Maximize Your Spending for April 2025
A family consisting of a toddler, mother and father have fun splashing each other in the ocean.
The 7 Best Travel Credit Cards of April 2025
A woman looks happy as she looks at her computer with a credit card in her hand.
The 7 Best Balance Transfer Credit Cards of April 2025
A woman lays down in a bed of credit cards on the grass. She has two credit cards over her eyes.
The 7 Top 0% Interest APR Credit Cards for April 2025

Latest from Credit Cards
How to Choose a Credit Card That is Right For You
A woman uses a credit card while at a cafe with a friend.
The 6 Best No Annual Fee Credit Cards of April 2025
A woman pays for groceries using her phone.
Top Instant Approval Credit Cards for Quick Credit Access
A woman lays down in a bed of credit cards on the grass. She has two credit cards over her eyes.
The 7 Top 0% Interest APR Credit Cards for April 2025
A woman has a perplexed look on her face while surrounded by shopping bags at a retail store.
Beware the Cons of Store Credit Cards Before You Sign Up
A woman has a perplexed look on her face while surrounded by shopping bags at a retail store.
Considering a Store Credit Card This Season? Here Are Their Pros and Cons
A man with a beard places two credit cards over his eyes.
The 7 Best Rewards Credit Cards to Maximize Your Spending for April 2025
A family consisting of a toddler, mother and father have fun splashing each other in the ocean.
The 7 Best Travel Credit Cards of April 2025
A woman looks happy as she looks at her computer with a credit card in her hand.
The 7 Best Balance Transfer Credit Cards of April 2025
The 7 Best Cash Back Rewards Credit Cards to Earn Money While You Spend for April 2025
Two college friends laugh while conversing with food on a park bench.
The Best Student Credit Cards of 2025
A credit card sits in a frozen block of ice.
Put Away the Plastic? 4 Ways an Unused Credit Card Could Still Hurt You
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The Home Equity Credit Card that Traditional Lenders Don’t Want You to Know About
Three Capital One credit cards photographed.
Capital One Aims to Buy Discover: What Does that Mean?
A woman stresses out with her hands over her head and a credit card in her hand.
Reasons Why Your Credit Card Was Declined
A woman lays down in a bed of credit cards on the grass. She has two credit cards over her eyes.
How a Balance Transfer Credit Card Can Get You Out of Debt
A man holds an oversized credit card.
Can You Have Too Many Credit Cards in Your Wallet?
A young woman looks at her phone while holding a credit card.
7 Costly Mistakes to Avoid When You’re Paying Off Credit Card Debt
a young woman fills up her gas tank
Let The Exxon Mobil Smart Card+™ Credit Card Earn You Up To 42 Cents Per Gallon on Every Fill Up
A woman holds a black credit card up to her eye.
What Is a Good APR for a Credit Card?
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