These 3 Companies Help Regular People Borrow up to $100,000
So, you have thousands of dollars in credit card debt, and the burden of paying off all that — and interest — is gobbling up your income.
Instead of financially treading water making minimum payments and paying maximum interest, make the smart move, and take out a debt consolidation loan. It’s a personal loan, usually at a lower interest rate that you can use to pay off your high-interest credit cards.
In the long term, you can save a ton of money, but first you have to shop around for a loan.
Sound difficult? It doesn’t have to be. Instead of spending hours scouring the internet, you can go window-shopping at an online marketplace that’ll help pinpoint the best loan for you.
We recommend you try more than one site and see what kind of results you get. Heck, try them all if you want. It won’t take long, and you have nothing to lose: Seeing your options won’t cost you anything, and it won’t hurt your credit score.
1. This Company Will Lend You Up to $100,000
While you’re stressing out over your debt, your credit card company is getting rich off those insane interest rates. But a website called Fiona could help you pay off that bill as soon as tomorrow.
Here’s how it works: Fiona can match you with a low-interest loan you can use to pay off every credit card balance you have. The benefit? You’re left with just one bill to pay every month, and because the interest rate is so much lower, you can get out of debt so much faster.
Fiona can help you borrow up to $100,000 (no collateral needed) with fixed rates starting at 5.20% and terms from 4 to 144 months.
Fiona won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free t0 check online. It takes just two minutes, and it could save you thousands of dollars. Totally worth it.
All that credit card debt — and the anxiety that comes with it — could be gone by tomorrow.
2. This Company Has an A+ With the Better Business Bureau
If you owe your credit card companies $100,000 or less, AmOne will match you with a low-interest loan you can use to pay off all of your balances.
AmOne rates start at 6.40% APR, and it keeps your information confidential and secure. After 20 years in business, it still has an A+ rating with the Better Business Bureau.
It takes two minutes to see if you qualify for up to $50,000 online. You do need to give AmOne a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.
3. This Website Can Help You Wipe Out Your Credit Card Debt
If you’re carrying around credit card debt, you know how hopeless it can feel. The interest rates alone can make it feel like you’ll never escape.
Meanwhile, your credit card company could care less. They’re getting rich off those sky-high rates, after all.
Luckily, The Rate Chopper could help you start to get rid of all that debt — as soon as a few days from now. Here’s how: The Rate Chopper could match you with a lender and a new loan at a lower interest rate you can use to pay off all your credit card balances. Now you’ll just have one bill to focus on, and with the lower rate, you’ll likely be able to pay off your debt that much faster.
If you have a credit score above 600 and you need to borrow up to $50,000, The Rate Chopper can help you find a loan with rates as low as 5.99% APR.* That’s way better than the 20% or more your credit card is charging you.
It only takes a few minutes to complete the form to get your personalized results — and checking won’t affect your credit score. Plus, The Rate Chopper keeps your information encrypted and secure.
And if you’re worried you won’t qualify, it’s free to check and see if you match with a lender. You’ll need to enter your Social Security number when you fill out their form, but The Rate Chopper uses data encryption to help keep your information safe.
It takes just a couple minutes, and it could save you thousands of dollars. Totally worth it.
*Approval and loan terms vary based on applicant qualifications. Not all applicants will qualify for the full amount or lowest available rates.
NerdWallet Compare, Inc. (dba The Rate Chopper) NMLS ID# 1617539
http://www.nmlsconsumeraccess.org/
CA Fin. Lender loans arranged per DFPI, Fin. Lenders Lic #60DBO-74812