These 6 Gas Rewards Programs Take the Sting Out of Gas Prices

Grocery store loyalty programs used to be the way to go to save money on gas. But now that gas stations are offering their own gas rewards programs, it’s time to rethink your fueling strategy.

History shows gas prices can go way up and back down for many reasons. With averages hovering around $3.08 a gallon by early 2025, gas prices are taking a big chunk out of Americans’ budgets — especially with spring and summer travel seasons on the horizon.

If you feel anxious about gas prices every time your fuel gauge nears that red E, sign up for one of the best gas rewards programs to start your savings now.

The 6 Best Gas Rewards Programs

On the hunt for cheap gas? Check out this list of the best fuel rewards programs, plus some bonus tips for using free gas apps to save money on gas.

Offer	Why We Like It	What You Need to Do	Start Saving
The Penny Hoarder Auto Insurance Tool	Save ~$500 per year	Provide some basic information	Compare Quotes
AmOne	Save on interest payments with a personal loan	Answer a 10 quick qualifying questions	Save On Interest
T-Mobile 5G Internet	Get One Month of Free High-Speed Internet (and Pay as Little as $40/Month After That)	Enter your address and phone number	Check Availability
Balance Transfer Credit Cards*	Cancel Your Interest Payments Until 2026	Apply for a 0% Interest Credit Card	Cancel My Interest
Upside	Save $40/month on Gas	Download this free app	Get the App

1. BP Earnify

BP‘s Earnify replaced BP’s previous gas reward program (BPme) in October 2024. The previous program saved consumers up to 10 cents a gallon, but the most you’ll save under normal conditions with it is 5 cents a gallon at BP and Amoco gas stations.

To get started, download the rewards app and register for an account. Do this right before filling up at a nearby BP because the rewards kick in instantly. You’ll get 5 cents off at BP and Amoco gas stations nationwide.

In 2023, BP nixed its ongoing requirements to keep the 5-cent discount active. All you have to do is use the app each time you fill up, and you’re all set.

Like many reward programs, BP’s Earnify system uses a point system that can be redeemed at BP stations for drinks, snacks and other items.

2. Exxon Mobil Rewards+

After parting ways with Plenti, Exxon Mobil launched its own rewards program, Exxon Mobil Rewards+, which is one of the best gas rewards programs on this list.

This points-based system awards 3 cents in points per gallon on fuel purchases, plus 2 cents in points per dollar spent on things like car washes and convenience store items. Lottery tickets, cash back and gift cards are among the exclusions.

If you use Exxon Mobil Synergy Supreme+ premium gas, you’ll earn an additional 3 cents in points per gallon. You’ve just got to pump 8 gallons of fuel three times a month to be eligible.

Members of AARP automatically earn an extra 1 cent per gallon of gas and 1 cent per dollar in the store. You’ll also get a 500-point sign-up bonus and earn double the points on various “AARP Member Days” — all in all, one of the best senior discounts on gas.

If you pump 100+ gallons a month, you’re considered a Frequent Filler and will earn an additional 1 cent per gallon and 2 cents per dollar spent in the store.

In total, this gas rewards program could earn you up to 8 cents in points per gallon pumped and 5 cents per store dollar spent

Members can redeem points on fuel, car washes and store items, with every 100 points equaling $1 off.

Let’s say you have a 10-gallon tank and are earning 3 points per gallon.

That means you’ll only have to fill up a little over three times at the gas station to earn enough points for $1 off fuel and other purchases — not too shabby. Combine that with any points you earn on car washes and in-store items, and you have an even better deal.

You can also keep track of your rewards in the Exxon Mobil Rewards+ app for Android and iPhone. You can even pay right at the pump with the app; no need to insert a credit card or step into the gas station.

3. Maverik’s Adventure Club and Nitro Cards

Located in several states across the Northwest, Maverik is another convenience store offering its own fuel rewards program: Maverik’s Adventure Club. This program offers two rewards: the Adventure Club and the Nitro card.

The Adventure Club offers 2 cents off per gallon on fuel purchases. Card holders can earn Trail Points through fuel and in-store purchases, excluding gift cards, cash back, and age-restricted products.

You can use Trail Points to buy store items or win prizes in sweepstakes drawings.

The Nitro card offers all the same benefits and a little bit more, including 10 cents off per gallon of the posted credit price, 4x Trail Points from purchases, 1x Trail Point for every gallon of fuel pumped, $1 daily hot beverages up to a large, and $1 fountain drinks and refills up to extra-large.

The Nitro card also includes Nitro BestPrice. Maverik automatically monitors advertised gas prices in the area. If a competitor is lower and a customer pays with their Nitro card, they’ll get that lower price. (Remember, BP charges for this service!)

The main difference between the cards is that the Nitro card must be linked to your checking account, and you must pay using the card to save on fuel and earn points.

Though you use the Nitro card to pay, it is not a credit card. It is more like a gas station ACH card since it is tied directly to your bank account.

Track your Adventure Club rewards by logging in to the website or through the free app for Android and iPhone.

Right now, Maverik is offering a bonus for signing up: a free fountain drink when you register for the Adventure Club.

4. Pilot Flying J Preferred Customer Rewards

Pilot Flying J’s rewards program is built with professional and RV drivers in mind. If you are a professional driver or touring the country in an RV — or just a regular driver who logs a lot of miles — sign up for the myRewards Plus app.

With myRewards Plus, you can earn points when you fill up and make in-store purchases, then use those points for future purchases (typical exclusions are lotto tickets, cash back and gift cards). You’ll also enjoy special rewards during your birthday month.

In addition, you can save 5 cents per gallon just for signing up for the program “until further notice,” according to the program website. Take advantage of those savings while you still can!

Professional and RV drivers will also appreciate perks like shower credits, mobile shower reservations, mobile fueling and the drink club. Pro drivers also earn up to 4 points per gallon after six fills at the tank with the PushForPoints program.

And if you’re an active duty military member, veteran or immediate family member of either, you qualify for a 10% food and beverage discount with your ID.me number.

The app also allows you to track your receipts and find fuel prices. There is no annual fee for this gas station savings program.

Note: You can get a myRewards card instead of the app, but the app unlocks more perks and features.

5. Shell Fuel Rewards

Shell Fuel Rewards now has three tiers: Silver Status, which saves 3 cents per gallon on fuel purchases; Gold Status, which saves you 5 cents a gallon; and Platinum Status, which saves you 10 cents a gallon.

You’ll instantly receive Gold Status for the first six full calendar months of membership. To maintain Gold Status, you only need to fill up six times with at least 10 gallons every three months. If you can maintain Gold Status, you’ll find this is one of the top gas rewards programs out there.

But what’s better than Gold? Platinum Status, Shell’s newest (and highest) rewards tier. If you fill up at Shell 12 times with 10 gallons or more in three months, you’ll graduate to Platinum level, which gets you 10 cents off per gallon, 2x on select in-store rewards and access to “special VIP experiences.”

Shell Fuel Rewards offers additional savings that can be stacked on to your status, including 5 cents off per gallon for every $50 you spend shopping online, 10 cents off per gallon for every $50 you spend on dining at participating restaurants and 10 cents off per gallon for every $50 you spend on rental cars.

So let’s say you earn Gold status, then another 25 cents off per gallon for shopping online and another 10 cents off for dining out. That means you’ll get a total of 40 cents off per gallon on your next fill-up of up to 20 gallons.

You can also earn more through featured offers.

You must opt in to the Link & Save feature to link Fuel Rewards with your Platinum, Gold or Silver Status savings. This requires that you link your credit or debit card to your account.

Another hallmark of Shell is its partnership with grocery stores. Earn fuel points by shopping at your favorite grocery chain and use them for discounts at Shell gas stations.

Shell’s grocery store rewards represent supermarket chains from all across the country. Here’s the complete list:

• Dillons
• Food 4 Less
• Fred Meyer
• Fry’s
• Giant
• Homeland
• HyVee
• Jay C
• Kroger
• King Soopers and City MArket
• PayLess
• QFC – Quality Food Centers
• Ralphs
• Stop & Shop
• Smith’s

There is no annual fee for this gas rewards program.

6. Speedway Speedy Rewards

Just like Shell’s program, Speedway Speedy Rewards is packed with a ton of ways to save, and it comes with a free mobile app to keep track of it all. It might possibly be the best of the best gas rewards programs on our list.

With Speedy Rewards, you’ll earn 10 points per gallon at the pump and 20 points per dollar spent in-store, plus bonus points on select items.

And if you want to use points for free stuff, a minimum of 1,250 points gets you free drinks and snacks, while 5,500 points can get you a whole large pizza (or just 1,350 for a single hot slice). You can even buy gift cards.

Want to use points on fuel discounts? It takes 1,750 points to earn 10 cents off per gallon.

You can earn even more free stuff when you become part of any number of Speedy Rewards Clubs. All you have to do is purchase one item from the club, and you’re in!

With the club program, if you frequent the car wash, you can earn a free wash for every six you purchase. And if you’re all about the coffee, fountain drinks and Speedy Freezes, you can be part of the Beverage Club — which allows you to choose a reward for every six beverages you buy. This could be a free beverage, 1,000 bonus points or 10 cents off fuel.

There are a whole list of other clubs, from donuts to gaming cards, all with similar offers of receiving a reward when you buy six.

​​Use Apps to Find the Cheapest Gas

Maybe you are signed up for gas station rewards programs but are traveling and not near your usual fill-up spot. Take advantage of several websites and apps that tell you the price of gasoline at nearby stations. Upside, GasBuddy and Waze are popular options.

The price of gas can vary significantly across state lines, so if you’re planning a trip, check where prices are lower along the way. Avoid getting gas at stations just off a highway exit or in the middle of a major city — stations in those locations tend to charge more than ones a little more out of the way. Planning is a crucial part of finding the cheapest gas, especially when traveling.

Timothy Moore covers bank accounts, loans, insurance and credit cards for The Penny Hoarder from his home base in Cincinnati. He has worked in editing and graphic design for a marketing agency, a global research firm and a major print publication. He covers a variety of other topics, including travel, taxes, budgeting, pet care and automotive. He’s worked in the field since 2012 with publications such as The Penny Hoarder, Insider, Sound Dollar, Chime, SoFi, Debt.com, Ladders, WDW Magazine and Glassdoor.

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