6 Companies That Send People Money When They’re Asked Nicely
When you log into your bank account, how do your savings look? Probably not as good as you’d like. It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Ask one of these companies to help….
| Offer | What is it? | What can you get? | Get started |
|---|---|---|---|
| Insurify | Compare car insurance rates | $996 per year | Compare Rates |
| Wealthfront | High-yield cash account | $30 Bonus + 4.00% APY | Join Today |
| MoneyLion | Lower-interest loans to consolidate debt | Up to $100k personal loan | Compare Loans |
| Current Paycheck Advance* | Paycheck advances through Current banking app | Up to $750 before payday | Set Up Payroll Deposit |
1. Cancel Your Car Insurance
You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.
Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $900 per year.
If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you. No phone calls. No spam. Just happy customers (4.7 rating on Trustpilot).
Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.
2. Earn Up to 4.50% APY on Your Savings
Most savings accounts are just… fine. They hold your money, but they don’t exactly do anything for you. LendingClub’s LevelUp Savings Account changes that.
You can earn 4.50% APY₁ just by depositing at least $250 each month. And even if you don’t quite get to $250, you’ll still earn 3.50% APY₁ — which is way better than what most banks offer.
There’s no monthly fees, no minimum balance requirements, and FDIC insurance up to $250,000₂. So your money stays safe while it grows. Plus, opening an account quickly means you can start taking advantage of these rates and growing your money almost immediately.
Why let your money sit there doing nothing? Check out LendingClub’s LevelUp Savings today and start making the most of every dollar.
3. Get up to $100,000 From This Company
Every month, you make payments toward your credit card debt. But you never seem to make a dent. It’s because of those sky-high interest rates — as much as 24% interest. It can feel impossible to get ahead.
But MoneyLion could help you find offers to cut your interest rate by 70% as soon as tomorrow.
Here’s how it works: MoneyLion can match you with new loan offers at a lower interest rate — as low as 5.99% APR*. That’s 70%* lower than the average credit card interest rate. And it’s the key to finally getting ahead.
You can use this new loan to pay off all your existing credit card debt, leaving you with one (cheaper) monthly payment that will help you get out of debt faster. If you have a credit score of at least 620, you could get up to $100,000 with no collateral. Terms go up to 240 months.
Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70%.
*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/24, according to Forbes Advisor’s weekly credit card rates report.
4. $10K or More in Debt? Most People Don’t Realize This Option Exists
You’re not an extravagant spender. That’s why it feels so surreal to be in so much debt.
But with higher inflation and rising costs of everyday purchases, so many of us have had to rely more and more on credit cards just to keep up with just our basic needs.
The good news is, a company called National Debt Relief wants to help by negotiating with your creditors to resolve your debt.
If you owe at least $10,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts can set you up with a realistic timeframe and payment plan that works for you.
As your monthly payments with the National Debt Relief program add up, they’ll negotiate with your creditors to settle your accounts. You will have to pay a percentage of debt settled, but it’ll still be way less than your original debt.
On average, you could resolve your debts in as little as 24 to 48 months.
National Debt Relief is one of the largest debt settlement companies in the nation, and has already helped more than 500,000 people.
Find out what your best options are for taking control of your debt and re-establishing your financial stability. It only takes a few minutes to sign up for a free consultation.
5. Qualify for Up to $750 Before Payday
Wouldn’t it be nice to have a little extra breathing room between paychecks? With the cost of everything constantly on the rise, we could all use a break, right?
With a Current Paycheck Advance*, you can get up to $750 before payday after you qualify.
Here’s how it works: After you create an account and set up an Eligible Payroll Deposit, your eligibility will be evaluated based on your account activity, among other factors. You can check if you’re currently eligible for an advance in the Current app by going to the “Services” tab and selecting “Paycheck Advance.”
If you qualify, you can access up to the qualified amount of your incoming paycheck before payday—either instantly for a fee** or in up to 3 business days for no fee. Just tap into the app to request your advance. No credit checks, no lines of credit, no credit reporting, and no hassle.
Stop waiting on payday. Set up an Eligible Payroll Deposit with Current to see if you qualify for Paycheck Advance and get cash when you need it most.
6. Get $300 When You Slash Your Home Internet Bill to as Little as $35/Month
There are some bills you just can’t avoid. For most of us, that includes our internet bill. You can’t exactly go without it these days, and your provider knows that — that’s why so many of us are overpaying.
But with T-Mobile, you can get high-speed, 5G home internet for as little as $35 a month. They’ll even guarantee to lock in your price.
You’re probably thinking there’s some catch, but they’ll let you try it out for 15 days to see if you like it. If not, you’ll get your money back. You don’t even have to worry about breaking up with your current provider — T-Mobile will pay up to $750 in termination fees.
Even better? When you switch now, you’ll get $300 back via prepaid MasterCard.
Just enter your address and phone number here to see if you qualify. You could be paying as low as $35 a month for high-speed internet.
1. LevelUp Rate of 4.50% Annual Percentage Yield (“APY”) accurate as of 2/5/2025. Standard Rate of 3.50% APY accurate as of 2/5/2025. Rates are variable and subject to change at any time without notice, at the sole discretion of the bank.
Level Up Rate is applied to the full balance of LevelUp Savings accounts that receive a total of at least $250 in deposits during the Evaluation Period. Otherwise, accounts will earn the Standard Rate of 3.50% APY. Interest payments, account bonuses, account credits and reversals or refunds from the bank are not considered deposits for rate evaluation purposes. All LevelUp Savings accounts earn the LevelUp Rate at account opening and continue to earn the then current LevelUp Rate until the First Evaluation Period, to provide an opportunity to set up deposits. While accounts will not move from the LevelUp Rate prior to the First Evaluation Period, the LevelUp Rate is variable and subject to change at any time, including prior to the First Evaluation Period.
An Evaluation Period is a statement cycle. The First Evaluation Period will be the third statement cycle after you open your account, with any rate change becoming effective the next statement cycle. For example, if you open in August, the first Evaluation Period would be October with any rate change effective in November. Any rate changes will take place at the end of the first business day of the month and will be based on deposits in the previous statement cycle. APY accurate as of 2/5/2025. Rates are variable and subject to change at any time without notice, at the sole discretion of the bank. Fees may reduce earnings. $0 minimum opening deposit. Additional information can be found in the Product Terms & Conditions and FAQs.
2. FDIC-insured up to $250,000 per depositor for each ownership category.
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Nothing in this material should be construed as an offer, recommendation, or solicitation to buy or sell any security. All investments are subject to risk and may lose value. All product and company names are trademarks ™ or registered ® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
