23 Great Part-Time Jobs for Retirees Who Aren’t Ready to Call It Quits
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- 24 Part-time Jobs for Retirees
- Get a Higher Yield than a High-Yield Savings Account with a Treasury Account
- School Support Worker
- Survey Taker
- Tutor
- Bingo Player
- School Bus Driver
- Shuttle Bus Driver
- Tour Conductor
- Patient Advocate
- Child Care Provider
- Virtual Assistant
- Substitute Teacher
- Bookkeeper
- Umpire and Referee
- Pet Sitter and Pet Walker
- Freelance Writer
- Call Center Employee
- Freelance Bartender
- Shopping Specialist
- Security Guard
- Seasonal Job Employee
- Baker/Butcher
- Specialty Store Employee
You may feel ready to retire and leave the 40-hour workweek behind you, but you’re not exactly looking for a couch-potato lifestyle. There’s still a drive in you to be active and productive, and having a little extra money always helps. Great jobs for retirees will offer an opportunity to work less and in a field you love. With that extra cash, you can fund your fun retirement plans.
While “retirement income’’ or “jobs for retirees” might seem like oxymorons, they are a more reasonable pursuit today than in years past because of increased life expectancies and improved health among older people.
There are plenty of ways to bring in some extra money to augment pension, social security or other retirement funds. We’ve rounded up 24 ideas for jobs for retirees that offer part-time opportunities, flexible hours or both.
24 Part-time Jobs for Retirees
Most of the examples here require your physical presence on-site. However, there are remote jobs, too, such as virtual assistant and customer service work that can be done from the comfort of your home.
As you browse these possible jobs for retirees, keep in mind one warning: If you are collecting Social Security, you can only earn a certain amount each month before your benefits are reduced, until you reach the age of 66 years and 4 months. At that point, you can earn whatever you want and still collect all of your Social Security benefits.
So let’s get to work, shall we?
1. Get a Higher Yield than a High-Yield Savings Account with a Treasury Account
Want to do more with your savings? Yeah, us too.
Well, a company called Public could help you earn a 5.40% yield* on your money — that’s 13 times faster than a regular savings account!**
Instead of stashing your money in a savings account, Public offers a Treasury account that allows you to invest in treasury bills. Treasuries basically work like a loan that you give the government, which pays you back later, plus interest. And being backed by the U.S. government makes them one of the safest*** ways to invest your money.
Unlike traditional savings or high-yield savings accounts, you don’t have to pay state or local taxes*** on income you earn from Treasury bills. So, depending on where you live, more of your savings may go back into your pocket.
Once you’ve signed up and created your account, you can easily transfer money by linking a bank account. From there, you can enroll in a Treasury account and start investing for as little as $100. After your Treasury bills mature, Public will automatically reinvest to create a compounding effect. You can also sell your Treasury bills at any time*.
It only takes a few minutes to enroll in a Treasury account with Public to start earning more on your savings.
This is a paid endorsement for Public.com.
2. School Support Worker
Most schools are looking for crossing guards, recess supervisors and other positions. A call to your local elementary, middle or high school could lead you to a good retirement job that would fit your schedule. Even better is searching online for jobs at your school district. This will give you a look at what’s out there.
This is a classic retirement job that gets you out of the house, connects you with neighbors and lets you provide security and safety to local kids.
3. Survey Taker
While the buying power of other generations continues to grow, current retirees still hold the majority of the wealth and disposable income in the US.
As such, companies want to know what retirees think about all sorts of things, ranging from brands and marketing campaigns to government and politics.
It’s the kind of gig you can do while watching grandkids or taking a breather between errands. And it can pay pretty well once you gain a little experience and learn what to expect.
Typically, survey taking opportunities pay a flat fee for each survey you complete. Some companies may require you to complete a certain number of surveys before you can cash out.
But how do you know you’ll get paid at all? While you have to watch out for scams, there are plenty of legitimate survey sites out there that just want you to weigh in on the news or answer some general questions.
Again, companies really want to know what you think and they’re willing to pay for it.
4. Tutor
There are hundreds of tutoring companies in the U.S. that work with people of all ages to enhance their education or prepare them for college entrance exams. If you sign up with one, they’ll match you with work, and you won’t need to market yourself as a tutor.
The hourly pay for these companies ranges from about $13 to $25. Requirements often are limited to a bachelor’s degree, although exam-prep work might require a recent ACT or SAT test score, or might require you to retake the exam for verbal or math instruction.
If you are interested in online tutoring, there are many good paying gigs out there. Match your skills to the openings.
5. Bingo Player
We all have our go-to time-killers on our phones. But this one actually gives you the chance to win up to $83 every time you play.
It’s a free app called Bingo Cash, and right now, you could octuple your money — as in 8x — when you play. When you add $10 to your account, Bingo Cash will give you a $5 bonus to use toward tournaments, where you could win up to $83.
You’ll compete against other players at your skill level, all using the same board, and the top three players can win real money — anywhere from $1 to $83.
And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and over 15,000 ratings, averaging 4.7 stars (out of 5).
Want to see if you could turn your $10 deposit into $83 in winnings? Just download the free app and start playing your first game immediately.
6. School Bus Driver
School bus drivers can earn up to $28.85 per hour with the national average hovering around $21 per hour, according to ZipRecruiter. They have regular hours with the opportunity to earn extra for field trips or outings. Some states require a specific license (a commercial driver’s license, or CDL, for example) or require you to pass a driving test to qualify.
The job is likely to include more than just driving, however. You may have to supervise students on the bus, and you may be called upon to discipline rowdy students. A tolerance for children of all ages is an important requirement.
7. Shuttle Bus Driver
There are dozens of different types of shuttle bus driver jobs. Most hotels have shuttles to and from airports. Senior citizen homes, churches and community centers often offer shuttles to shopping areas or grocery stores. Hourly pay for shuttle bus drivers can average about $17 per hour, and that’s not including tips from satisfied riders. Like school bus drivers, shuttle bus drivers have regular hours.
Depending on the particulars of the job, a commercial driver’s license might be required.
There are different state laws regarding licensing for shuttle bus drivers. A specialized license might be required if the bus holds a certain number of people or is a particular size. Your state motor vehicle website will tell you what’s required in your state, and any potential employer will know, too.
8. Tour Conductor
If you have ever been on an engaging tour and thought, “Well, I could do that,” look for opportunities to be a tour guide in your community. It’s one of the more fun jobs for retirees.
Businesses, organizations and sites that host tours come in many shapes and sizes. This includes historical sites, museums, outdoor walking tours and behind-the-scenes workplace tours. They can be an everyday part of a business or scheduled by appointment. What do they all have in common? A tour leader.
These jobs require knowledge about the subject and the ability to tell a good story — often while walking backward.
Tour guides make an average base salary of about $22 per hour. Plus, they are often offered tips by tour participants.
This could be a dream job for someone who knows the topic well and likes to retell stories about history, natural science or architecture (among many other possibilities).
If this appeals to you, don’t overlook a special area of knowledge you’ve developed during all those years in the workplace. Know a lot about the manufacturing industry? Maybe you’re just the person to lead tours at a cheese factory.
9. Patient Advocate
The job of a patient advocate is to assist someone who is struggling to cope with the healthcare system. A patient advocate deals with paperwork and appointments, and communicates with healthcare providers to get information on diagnosis, treatment and followup procedures.
Advocates might also be asked to work with insurance companies to understand coverage and costs. Many are asked to help a client obtain assistance with financial or legal issues. The range of duties can be as varied as the patient’s needs.
Being a patient advocate does not require any particular educational degree, but it is possible to become certified in this role.
These positions can be part or full time, and they pay well, averaging $21 an hour. So if you plan to collect Social Security benefits, make sure to check how your wage impacts your benefits.
10. Child Care Provider
Working and busy parents need child care, and that could take the form of a nanny or frequent babysitter.
A babysitter watches and cares for children in a home, while a nanny has additional responsibilities. In many cases, a nanny functions in tandem with parental duties like driving children to and from activities. They may also have more cooking and cleaning tasks on their to-do list.
Craigslist, Nextdoor, Care.com or other neighborhood job sites are great ways to search for these positions. But your best bet is to work with your personal network. Let people know that you want to work as a nanny or frequent babysitter, and, with the proper recommendation, you could have a very gratifying retirement job.
There are no actual nanny or babysitter licenses or certifications in the United States. However, many families require that nannies be bonded, which is a guarantee of service. It is a protection against someone failing to show up for work; one such failure forfeits the bond, and that area of work is no longer available to that nanny.
Taking classes in CPR or other emergency response techniques, which offer certifications upon completion, can improve your chances of getting hired.
Nannies are likely to make an average of $19.50 an hour nationwide. Babysitter earnings vary widely. Check out The Penny Hoarder’s tips on how to get paid up to $21 an hour for babysitting.
11. Virtual Assistant
Virtual assistants are independent contractors who offer business services virtually. Those services can include website management, website design, marketing assistance, social media postings, blog writing, email correspondence or any number of clerical duties that can be carried out with a computer and phone. This kind of work is often well-suited to flexible hours.
As of this writing, ZipRecruiter said there were more than 50,000 virtual assistant jobs available. It suggested a virtual assistant could make on average $24 per hour, depending on the work required.
You are more likely to work on an hourly wage determined by your experience and the amount of work you are required to perform. There are also job firms that provide virtual assistants; you can sign on with them and accept work as it is offered to you.
Any task that can be done virtually via computer is likely to be requested by a virtual assistant. Firms would often times rather pay a freelancer rather than an employee to do the work.
12. Substitute Teacher
Substitute teachers are only becoming more valuable. Teachers need trustworthy, reliable people to cover for them. Especially when the unexpected occurs. Substitute teaching can also be very flexible to your schedule, depending on the school district you work in.
Most school districts have lenient requirements for substitute teachers, often requiring a bachelor’s degree with no teaching experience.
To be successful, you need to be ready to deal with a room full of 20 or so children of varying ages. But it could pay off. School districts in Chicago, for example, pay as much as $200 for a full day of work.
If you have an advanced degree, you may also qualify to be an adjunct instructor at a community college or four-year university.
13. Bookkeeper
You have a good head for numbers. You are in charge of your own finances, and you perhaps worked in an accounting role at a previous job.
Many small or civic organizations cannot afford, nor do they truly need, a full-time bookkeeper or accounting service. They are not in it for the money. Often, they are charitable or non-profit organizations. But they need occasional bookkeeping, often with an eye towards tax advantages.
A part-time bookkeeper job often requires simple financial recordkeeping or upkeep of other financial records. Part-time bookkeepers are usually former accountants or have experience as a bookkeeper. They may be asked to track invoices, but most companies use financial services for paychecks.
The national average hourly rate for a part-time bookkeeper is around $24 per hour. And you don’t necessarily need any accounting experience to get started as a freelance bookkeeper.
14. Umpire and Referee
This is a perfect retirement job if you have a sports background and the ability to withstand criticism.
Competitive sports programs need officials for their games. Baseball, basketball, soccer and football all have leagues for various ages that need officiating. Depending on where you live, the work can be constant. If you get certified for multiple sports, you can work all weekend long and often during the week.
While high-level programs require officials to get licensed or certified, lower-level and youth group programs require just a basic knowledge of the rules. Look around your community for sports leagues in need of umpires or referees.
Pay is often dependent on the age of the players and the competitive level of the organization, but officials are likely to make at least $25 per game. At higher levels where certification is required, you can earn $200 per game.
15. Pet Sitter and Pet Walker
You can earn between $10 and $15 an hour by pet-sitting in a home. Or, if the pet happens to be a dog, you can go on walks. Pet sitting is a good job for retirees who want to work outdoors without a lot of physical requirements.
This is also a good line of work to get into because one job can lead to another. Pet owners tend to know other pet owners, and they will give recommendations to people about a reliable person who can watch Fido or Fluffy while they are on vacation.
If you are going to house-sit the animal, you will likely get paid more for also keeping an eye on the property while the owner is away.
16. Freelance Writer
Although freelance writers no longer provide articles — it’s called “content” now — freelance writing is a gig that can offer the freedom to accept the assignments you want. Some firms will connect freelance writers to people or companies in need of blogs, resumes, cover letters, marketing content and more.
According to Indeed, the average hourly pay for a freelance writer is approximately $25 per hour. But companies often pay by assignment or by word, so the pay varies. If you have knowledge in certain topics like science and medicine, the pay can be higher.
Writing skills rarely diminish, but the requirements for writing change over time. A knowledge of search engine optimization (SEO) is going to open more doors. Many jobs that use job search websites like Indeed ask for candidates to take a writing test, but many of those are simple grammar or proofreading tests.
While there are occasional situations where someone needs a one-off writing assignment, freelance writer jobs often offer consistent, if sporadic, work. A retiree who can write could have a client for years. Check out this Penny Hoarder article on places hiring freelance writers.
17. Call Center Employee
Just to be clear, we are talking about taking calls from customers, not making calls. A call center representative answers incoming calls from customers or potential customers and either answers questions or sends the caller to someone else who can answer.
As much as this is a remote job, it is definitely a people-person retirement job. You are likely to be talking to someone who is upset or unhappy, and you are the first line of communication for the company you are representing. You need to be capable of being friendly and helpful in the face of unpleasant conversations.
As such, the typical hourly wage for a call center representative hovers around $17.
18. Freelance Bartender
Freelance bartending doesn’t require bartending school and can earn you good money working at large events or small, private parties. Hourly pay for freelance bartenders can be anywhere from $20 to $50 before tips.
To be a freelance bartender, you’ll want to be great at memorizing cocktails recipes, chatting with guests, and firm with ID checks and overserved guests. Your best bet might be starting out bartending for people you know and then building a network of referrals.
Plan on some up-front costs, such as a portable bar (if the host doesn’t have one) and basic bar tools. The host is expected to supply the alcohol and mixers. And to protect against possible liability, you might want to consider an annual liability policy.
19. Shopping Specialist
Is it the shopping or the buying that you enjoy? If it’s the shopping, then you might consider becoming someone’s personal shopper.
The job title describes the job. You are given a shopping list and the means to make the purchase, and you chase after the items.
Certainly, many people already have personal shoppers and don’t know it. When they contact a grocery store and provide an itemized list of goods they want, someone does the “shopping,” and the items are then delivered.
But true personal shoppers are more likely to purchase clothing and accessories than groceries. A personal shopper often finds items and then sends photos and descriptions to the person who hired them to get approval.
Some high-end clothing stores offer personal shopper services as well. These positions might be a little less “personal,” as they might be a one-day relationship. But the concept is the same.
Personal shoppers who pick up groceries or staples are likely to make about $17 to $23 an hour, depending on the company. Those who work for a service are likely on a wage or salary determined by the service rather than by the client.
There’s also money to be made as a mystery shopper. Mystery shoppers are sometimes called evaluators or secret shoppers and often work on their own time. Their job is to document their shopping experiences and report back to the owners to help them improve customer service.
20. Security Guard
A security guard (who does not carry a weapon) discourages inappropriate behavior. While many large businesses like Target or Walmart hire security personnel from a service, small employers such as charitable or service organizations may go outside that to find security.
The responsibilities of a security guard depend on the needs of the company. Hourly pay for security guards without weapons training is likely to be between $11 and $25, with a national average of about $20. Night-time security guards are likely to make more than daytime ones.
This is one of those jobs for retirees that may result in a bit of boredom.
Security guards who do carry weapons require special training and weapons licensing, which is an entirely different job pursuit and perhaps not as well-suited to a retirement job.
21. Seasonal Job Employee
Remember when you had a summer job as a teenager or a part-time job during your winter break from college? The same logic can work when you’re thinking about some extra retirement income.
Many seasonal jobs are defined by the weather or the season, obviously. Seasonal jobs are popular and can actually be a fun job to look forward to.
Ski resorts in the winter and water parks in the summer are two great examples of places that require seasonal employees. It is not necessary to be a ski instructor or a lifeguard, either. These places need help in areas outside of their main purpose: security, transportation, customer service. Even the National Park Service hires seasonal temps.
Also included in seasonal work are holiday positions during the months of October to December. On-site customer service, truck unloading, shelving of new goods and custodial services are among the positions for which big box stores are likely to need employees. For example in 2023, we tallied more than 500,000 jobs at national retailers and delivery services.
Some stores hold hiring events in October to fill these positions, but they often continue searching for employees throughout the final three months of the year.
22. Baker/Butcher
Perhaps you grew up baking your own bread, and your cupcakes were legendary at your kid’s school events.
Perhaps you know your way around a rump roast or can identify all the various cuts of meat they offer at your local butcher.
You could turn your lifelong interest in food preparation into a part-time job, and you are likely to be welcomed because you don’t need as much training as a newbie. Your local grocery store would be a good place to start, letting the hiring manager know that you have some background as a butcher or baker.
These are specialty skills, and as such get paid better than some other positions. According to the U.S. Bureau of Labor Statistics, a butcher’s hourly wage is approximately $18 an hour. Payscale.com lists the average hourly wage for a baker at just over $13 per hour.
23. Specialty Store Employee
The best hardware store employees are those with hands-on experience fixing toilets and making home repairs. At the fabric store, it helps to talk to someone who knows the finer details of fabric choices or quilting supplies.
With the right experience, you could be one of those employees.
Companies appreciate expertise that can help people who do not yet have the experience you do. Stores that serve a specific type of customer would love to hire someone they don’t have to train extensively.
According to Payscale.com, the average hourly rate for a hardware store employee is around $13. Indeed says a sales associate at a specialty store will make an average of just over $10 an hour, maybe more now that minimum wages are increasing across the country.
Kent McDill is a veteran journalist who has specialized in personal finance topics since 2013. He is a contributor to The Penny Hoarder. Adam Palasciano contributed to this report.
Disclaimers:
* Yield is an annualized 26-week T-bill rate (as of 11/21/2023) when held to maturity. Rate assumes holding T-bill until maturity (26-weeks). T-bills liquidated prior to maturity may result in a loss of interest or principal. Rate is gross of fees and is annualized. Fee schedule at public.com/disclosures/fee-schedule.T-bills are purchased in increments of $100 par value at a discount; any remaining balance after purchase is held in cash. All investing involves risk of loss. Past performance is not indicative of future results. Risks. US members only.
** Traditional savings rate sourced from Bankrate as of 10/3/23. “Best” high-yield savings accounts are compared to the average APY (annual percentage yield) as compiled by NerdWallet.com as of 10/11/23. Public is not responsible for the accuracy, timeliness, or completeness of information on third-party websites. Nor Public Holdings or its affiliates are a bank and Public does not offer savings accounts. Securities on Public.com are not FDIC insured. You should contact your bank for current and complete information about available account types, including applicable interest rates. Risks.
*** T-bills are subject to price change and availability – yield is subject to change. Past performance is not indicative of future performance. Investments in T-bills involve a variety of risks, including credit risk, interest rate risk, and liquidity risk. As a general rule, the price of a T- bills moves inversely to changes in interest rates. Although T-bills are considered safer than many other financial instruments, you could lose all or a part of your investment.Investment income on T-bills is taxed federally by the Internal Revenue Service. Income earned from T-bills is not subject to state tax, and is not subject to local income taxes. Jiko U.S. Treasuries Risk Disclosures for further details.
Investment services and the Brokerage Accounts for treasury securities are offered by Jiko Securities, Inc. (“JSI”) member FINRA and SIPC.
Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. Banking services and the Bank Account are provided by Jiko Bank, a division of Mid-Central National Bank. Available to US members only. Full disclosures at public.com/#disclosures- treasuries