7 Ways to Get a Pumpkin Spice Latte for Less

Photo of a young woman having her coffee inside a coffee shop, looking through the window while drinking.

‘Tis the season for the pumpkin spice latte, or PSL, for short. Starbucks, Panera, Krispy Kreme and a slew of other chains and local coffee shops are serving up the fall favorite.

And it’s got a cult following.

Just how popular is the orange gourd? Pumpkin products — from muffins to pancakes to lattes — bring in $500 million a year.

While “skipping the Starbucks” and other seasonal splurges are often touted as a way to save money, you can still enjoy this fall rite of passage without blowing your budget. Here’s how to save money on pumpkin spice lattes all autumn long.

Join Starbucks Rewards

A pumpkin spiced latte is photographed with pumpkins all around it.
Photo courtesy of Starbucks

Join Starbucks Rewards to start getting free drinks — including PSLs. Earn one star per $1 you spend. When you have 150 stars, you can redeem them for a free PSL or any handcrafted drink of your choice.

While that may seem like a good chunk of change to spend to get a reward, remember that it’s pretty easy to rack up a bill at Starbucks without even realizing it. That extra shot of espresso, added flavor and morning bagel all come at a cost. You can even offer to pay for friends and let them Venmo you or pay you back with cash.

Plus there are other perks to the rewards program, such as free refills of brewed coffee or tea.

Buy Discounted Starbucks Gift Cards

Starbucks gift cards from all around the world are laid out on a light table.
Photo courtesy of Starbucks

Websites such as Raise or Gift Card Granny and others can stretch your coffee dollars further. Just buy a gift card for less than its face value, and you’ll get more for your money anywhere making PSLs.

Join My Panera

A passer-by walks near an entrance to a Panera Bread restaurant location, in Natick, Mass., on April 12, 2017. AP Photo/Steven Senne
AP Photo/Steven Senne

Panera has a perks program, too. Join My Panera to get discounts and other customer rewards such as a free PSL.

Join Krispy Kreme Rewards 

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At Krispy Kreme, dollars equal doughnuts, as well as custom coffees. You get a free doughnut when you join and after about a dozen purchases, you can score a free pumpkin spice latte.

Celebrate Your Fall Birthday

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If you’re a member of Starbucks Rewards, you’ll enjoy a free drink on your birthday. Why not make it a pumpkin spice latte?

Many other cafes also offer free birthday drinks, so if you find yourself at a coffee shop with pumpkiny concoctions on your birthday, be sure to ask!

Make a DIY Pumpkin Spice Latte

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Indulge in a pumpkin spice latte anytime with this great do-it-yourself recipe from Farmgirl Gourmet. This recipe makes two 10-ounce lattes, so you can share one with a friend.

Make DIY Pumpkin Spice Coffee Creamer

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This simple recipe from Delish requires just five ingredients and produces 1-3/4 cups of pumpkin spice creamer to add to your coffee.

Kristen Pope is a former contributor to The Penny Hoarder.

Contributor Katherine Snow Smith is a veteran newspaper reporter and editor who covers lifestyle topics, workplace issues and ways to make money for The Penny Hoarder. She is the author of “Rules for the Southern Rulebreaker: Missteps and Lessons Learned.”


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