How to Earn Cash Back by Shopping: A Step-by-Step Guide with TopCashback

Hey, quick question—do you use any online tools to earn cash back when you shop online? If not, we need to fix that right now. 

Seriously, you’re leaving free money on the table. 

Let me introduce you to TopCashback, a site that’s completely changed the way we shop online.

With over 20 million users worldwide and partnerships with more than 7,000 retailers (yes, including all your favorites like Walmart, Nike, and Amazon), TopCashback makes it super easy to save money on everything from groceries to travel bookings. They pass 100% of their commissions back to you, which means you get better cash-back rates compared to other sites. Let me walk you through how it works and how you can get started.

Why We Love TopCashback

First off, TopCashback gives you access to more retailers than we knew existed.

We’re talking over 7,000 stores—so whether I’m restocking on household staples and office supplies at Walmart, treating myself to new Nikes, or even booking a trip on Expedia, there’s almost always a way to earn cash back.

Plus, there’s no minimum payout threshold. Made $1 in Cash Back? Great—you can cash it out whenever you want. And if you opt for certain payout methods, you can even snag extra bonuses. I don’t know about you, but I’ll take free money any day.

How to Sign Up and Earn Your $10 Bonus

Getting started with TopCashback is suuuper easy.

Here’s how:

1. Click this link to join TopCashback for free.
2. Enter your email address and create a password (don’t forget to check out the current sign-up bonus while you’re at it!).
3. Complete your profile with a few basics, like your name and address.
4. Authenticate your account through email.
5. Browse TopCashback’s site, pick your favorite store, and shop like normal.
6. Earn $10 Cash Back while shopping with TopCashback and get an extra $10 bonus- this bonus is in addition to the Cash Back you will earn on your purchases!

Boom! You’re officially a cash-back pro.

My Experience Using TopCashback

Okay, so here’s how it went down for me. The sign-up process was super quick, somewhere in the range of like two minutes. Once my account was ready, I started browsing through their partner stores.

I saw Nike on the list, and since I’m in a Christmas shopping mode, I needed to grab a few gift ideas anyway, I figured I’d try it out. Clicking through TopCashback’s portal took me right to Nike’s site, and from there, everything was business as usual. I added a few things to my cart—a couple of pairs of Jordan shorts for my kids and a cozy-looking hoodie I definitely didn’t need but couldn’t resist.

After I checked out, I went back to my TopCashback account and saw my pending Cash Back already listed. No hoops to jump through, no complicated steps—it was all tracked automatically.

A few days later, the earnings hit my account, and I could’ve cashed out right then and there. Keep in mind, that this won’t always be the case. Be patient and keep checking back, (cash back can either track instantly, take several hours, or a few days to track depending on the store.)

Now, anytime I’m about to shop online, I check TopCashback first. It’s like having a secret weapon for saving money. Oh, and pro tip: After signing up through The Penny Hoarder link (you’ll want to claim that sign up bonus), download the TopCashback extension. It makes finding cash-back deals even easier because it’ll automatically pop up while you’re shopping.

Things to Keep in Mind

Here’s the deal:

• Not everything earns cash back: Some items or categories might not be eligible, so double-check each store’s page on TopCashback before you shop.
• Daily Deals: You can score exclusive promos on brands like Stanley, Expedia, and more—perfect for anyone who loves hunting down a good bargain.
• No Fees, Ever: TopCashback gives you 100% of their commission, so you higher cash back rates compared to other sites.

Start Saving with TopCashback

I could keep going, but honestly, you just need to try it for yourself. With over 7,000 stores to choose from and cash back on everything from groceries to gadgets, TopCashback is a no-brainer.

Sign up now and grab your $10 bonus—you’ll thank me later.

Join TopCashback Now

Disclosure: This post was sponsored by TopCashback, and I was compensated for my honest review.

TopCashback Member Terms & Conditions

*Only one $10 bonus per new member. New members cannot take a TopCashback freebie offer in conjunction with this sign-up bonus offer.