The 5 Biggest Money Secrets Most Rich People Won’t Tell You
You know what they say about secrets. They’re no fun.
And when it comes to the super rich, trust us — they’ve got plenty of secrets. And why would they reveal the keys to their success with you, anyway? The more for them, the better, right?
Well, the cat’s out of the bag. These are the biggest money secrets the elite don’t want you to know:
1. Cancel Your Car Insurance
You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix.
Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year.
If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you. No phone calls. No spam. Just happy customers (4.7 rating on Trustpilot).
Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.
2. Invest in Real Estate Without the Volatility — You Only Need $500
You’re not the only one who daydreams about making money in your sleep. Investing in real estate is one of the best ways to earn passive income. The only problem? You need to have lots of money.
Well, you used to…
With a company called Connect Invest, you can get your foot in the door for just $500, investing in what are called short notes. And, if you make your first investment within 40 days of signing up, you can earn a $50 bonus.
Basically, you’re buying the debt that wealthy developers take on to fund their real estate projects — and they have to pay you back, with up to 9% (annualized rate) in interest… while you sleep.
With Connect Invest, you’ll invest for terms of 6, 12, or 24 months, during which you’ll receive monthly fixed-interest payments between 7.5% and 9% (annualized rate). You could earn a legit passive income with those rates — and it’s way higher than what you’d earn with your savings account!
Connect Invest carefully vets each real estate project and borrower. And don’t worry, all loans are backed by real estate collateral. In the rare event of a default, Connect Invest’s sister company will foreclose on the property with the investors’ approval and sell it to recover your investment.
It’s super easy to set up your free account and start investing. To earn your $50 bonus, select “Penny Hoarder” as a referral source and apply promo code “PH50.”
3. Earn 37x the National Average With This Checking Account
Most checking accounts are just… fine. Sure they’re a place to stash your money and make transactions, but they don’t exactly do anything for you.
But then there’s E*TRADE Max-Rate Checking from Morgan Stanley Private Bank.
First off, the interest rate is unreal. You can earn 37x the national average on your balance, which means your money is actually growing while it just sits there. Plus, they don’t nickel-and-dime you with fees — no ATM fees, no foreign transaction fees, and you can waive the monthly fee if you keep a $5,000 average balance.
It’s also ridiculously easy to use. You can handle everything online or in the app, which means no trips to the bank (fist bump). And knowing your money is FDIC-insured gives you one less thing to stress about.
If you’re tired of boring, fee-heavy accounts, we can’t recommend this enough. E*TRADE Max-Rate Checking is easily one of the smartest moves you can make for your money, right now. Do yourself a favor and check it out.
Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.
4. Get Up to 35k From This Company
Need a little extra cash? We get it. Home repairs, credit card debt, medical bills — life expenses can really sneak up on you.
But we found a company that can help.
My Lending Wallet offers personal loans from $500 to $35,000, with no minimum credit requirement. You read that right… you don’t need perfect credit to get a loan. But you will be given an APR rate ranging from 5.99% to 35.99% based on your credit history.
While the company will work with any qualifying borrower, its policy of keeping APRs under 36% can help consumers with lower credit scores.
You can choose a repayment period between 61 days and 72 months — whatever works for you. Then, just wait for your confirmation email. Keep in mind that some loan requests require a final confirmation by phone before you’re funded.
My Lending Wallet won’t make you wait in line at the bank, either. If you’re worried you won’t qualify, relax—it’s free to check online and only takes five minutes. You could be on your way to financial relief in no time.
5. Skip the Interest Until 2026 With This Balance Transfer Card
Aiming to ditch high-interest payments and score cash back on everything you buy? Who isn’t, right?
This card makes a balance transfer easy and affordable, plus you can save money on interest while you earn rewards. With a lengthy 0% intro APR on balance transfers until 2026, you’ll get some well-deserved breathing room to pay down balances interest-free. Plus, a $200 cash bonus is waiting for you, and you’ll enjoy 2% cash back on everything you buy — helping you make the most of your everyday spending.
Here’s what makes this card a win-win:
- $200 cash back bonus
- Unlimited 2% cash back
- $0 annual fee
- 0% APR on balance transfers for 18 months
Get the most out of your spending. Learn more about this balance transfer card today.
*Users must meet certain suitability standards pursuant to the Connect Invest II Offering Circular, users must complete their first investment within 40 days of signing up in order to be eligible for the incentive will receive their $50 bonus with their first interest earnings. Past performance does not guarantee future results or success. The material contained herein does not constitute an offer to sell or a solicitation of any offer to purchase these securities, nor shall there be any sale of these securities in any state or other jurisdiction in which such offer, solicitation or sale would be unlawful.
