The 7 Biggest Money Secrets Most Rich People Won’t Tell You

You know what they say about secrets. They’re no fun.

And when it comes to the super rich, trust us — they’ve got plenty of secrets. And why would they reveal the keys to their success with you, anyway? The more for them, the better, right?

Well, the cat’s out of the bag. These are the biggest money secrets the elite don’t want you to know:

1. Skip the Hassle—Buy Property Shares for Only $100

Buying real estate usually means saving up forever, dealing with crazy paperwork, and being responsible for… well, an actual property. Yeah, it’s A LOT of work. But Ark7 makes investing so much easier. And you can start investing with just $100 per share.

It works kind of like buying stock. You share a piece of a property, earn monthly dividends, and if the value goes up, you can sell your shares for a potential profit. Over 100,000 people are already doing this, and Ark7 has paid out nearly $3 million in passive income to investors.

Ark7 experts review over 1,000 properties every month—selecting only the best. Ark7 is fully SEC and FINRA compliant, provides total transparency, and takes security seriously. They keep your data private and only share what’s necessary to process transactions.

Getting started takes just five minutes. Sign up, link your bank, buy a share, and boom, you own real estate. Download the Ark7 app today and start earning passive income!

2. This Free App Will Give You up to $1K in Free Stock Just for Signing Up and Funding Your Account

Inflation is doing a great job of making it really difficult to buy, well… anything. And that includes stocks. 

Luckily, when you open a free SoFi Invest account and fund it with at least $10, they’ll give you free stocks in return — worth up to $1,000.

With SoFi, You can buy full or fractional shares of popular stocks, plus you can invest in exchange-traded funds — or collections of stocks.

If you’re new to investing, SoFi has automated investing tools to help simplify things. Plus, they won’t charge you any SoFi management fees.

It only takes a minute to open a free account and get started. Then, once you fund it with at least $10, SoFi will reward you with your free stock — which could be worth up to $1,000. 

*See terms

3. Lock In Affordable Term Life Insurance in Minutes

Let’s be honest—life insurance probably isn’t on your list of fun things to research. But locking in a policy now could mean huge peace of mind for your family down the road. And getting covered is actually a lot easier than you might think.

With Best Money’s term life insurance marketplace, you can compare top-rated policies in minutes and find coverage that works for you. No long phone calls. No confusing paperwork. Just straightforward quotes, starting at just $7 a month, from trusted providers so you can make an informed decision.

The best part? You’re in control. Answer a few quick questions, see your options, get coverage up to $3 million, and choose the coverage that fits your life and budget—on your terms.

You already protect your car, your home, even your phone. Why not make sure your family’s financial future is covered, too? Compare term life insurance rates with Best Money today and find a policy that fits.

4. Cancel Your Car Insurance

You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix. 

Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year. 

If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you. No phone calls. No spam. Just happy customers (4.7 rating on Trustpilot).

Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.

5. $0 Annual Fee—So Why Not Try It?

So, we’re all out here buying groceries, filling up the tank, and binge-watching literally everything—but what if there was a card that actually paid you back for all of it? No catch. No weird coupon energy. Just real money back.

It’s called the Blue Cash Everyday® Card from American Express, and honestly? It’s kind of a no-brainer. You get 3% cash back at U.S. supermarkets, U.S. gas stations, and on U.S. online retail purchases—up to $6,000 per category per year (then 1% after that). So whether you’re grabbing groceries, filling up the tank, or buying way too much from that “just browsing” online cart, you’re getting rewarded for it.

With enrollment, you can get a statement credit for The Disney Bundle (Disney+, Hulu, and ESPN+), so even your streaming habit comes with a perk.

You also get 1% back on everything else you buy.

People love this card for a reason. It’s solid, has great reviews, and Amex customer service is next level. Like, “someone swiped my card and they handled it in 10 minutes” level good.

And the best part? You can get $200 statement credit back after spending $2,000 in the first six months. Since there’s no annual fee, you can try it out totally stress-free.

If you’re already spending the money, you might as well get a piece of it back.

Take two minutes to check out the Blue Cash Everyday® Card from American Express—it might just be your easiest money win of the year.

Enrollment is required for some benefits. Terms apply. For rates and fees on the Blue Cash Everyday® Card, please see here.

6. Get Up to 35k From This Company

Need a little extra cash? We get it. Home repairs, credit card debt, medical bills — life expenses can really sneak up on you. 

But we found a company that can help. 

My Lending Wallet offers personal loans from $500 to $35,000, with no minimum credit requirement. You read that right… you don’t need perfect credit to get a loan. But you will be given an APR rate ranging from 5.99% to 35.99% based on your credit history. 

While the company will work with any qualifying borrower, its policy of keeping APRs under 36% can help consumers with lower credit scores.

You can choose a repayment period between 61 days and 72 months — whatever works for you. Then, just wait for your confirmation email. Keep in mind that some loan requests require a final confirmation by phone before you’re funded. 

My Lending Wallet won’t make you wait in line at the bank, either. If you’re worried you won’t qualify, relax—it’s free to check online and only takes five minutes. You could be on your way to financial relief in no time.

7. Get to Work on Your Credit Score

Are you ready for a big purchase but can’t seem to get your credit sorted? Do you know if your payment history is accurate? How about your account balances? Not knowing is probably costing you. If you haven’t looked into identifying and fixing issues on your credit report, you could be literally paying for someone else’s mistakes.

Lexington Law Firm can review your credit report with you and begin the fight if any issues are found. Their attorneys and paralegals can send communications on your behalf to protect you against shady credit reporting processes. 

But don’t take our word for it. Carlos R. from Indiana said working with Lexington Law was a “great and painless experience.” Isn’t it time to ask Lexington Law Firm to review your credit report and fight for you?

Find out what’s going on with your credit with a free credit assessment today.

*Customer must fund their Active Invest account with at least $10 within 30 days of opening the account. Probability of customer receiving $1,000 is 0.028%.

Terms for ‘Claw’ Promotion: https://www.sofi.com/invest/clawpromotion/rules

SoFi Invest refers to the three investment and trading platforms operated by Social Finance, Inc. and its affiliates (described below). Individual customer accounts may be subject to the terms applicable to one or more of the platforms below.

1) Automated Investing and advisory services are provided by SoFi Wealth LLC, an SEC-registered investment adviser (“Sofi Wealth“). Brokerage services are provided to SoFi Wealth LLC by SoFi Securities LLC.

2) Active Investing and brokerage services are provided by SoFi Securities LLC, Member FINRA(www.finra.org)/SIPC(www.sipc.org), (“Sofi Securities”). Clearing and custody of all securities are provided by APEX Clearing Corporation.

3) SoFi Crypto is offered by SoFi Digital Assets, LLC, a FinCEN registered Money Service Business.

For additional disclosures related to the SoFi Invest platforms described above, including state licensure of SoFi Digital Assets, LLC, please visit SoFi.com/legal.

Neither the Investment Advisor Representatives of SoFi Wealth, nor the Registered Representatives of SoFi Securities are compensated for the sale of any product or service sold through any SoFi Invest platform. Information related to lending products contained herein should not be construed as an offer or pre-qualification for any loan product offered by SoFi Bank, N.A.